INSURANCE FORM

SPRAJ Insurance Policy and Agreement

This document outlines the policy and agreement for SPRAJ Insurance, applicable to all customers who opt for this coverage. By accepting this policy, customers agree to the terms and conditions set forth herein.

1. Scope of Coverage

Under the SPRAJ Insurance policy, any qualifying incidents or claims will be handled according to the terms specified in this document. Customers are required to ensure the accuracy of all provided details to avoid any claim-related issues.

2. Nominee Details

Customers must designate a nominee at the time of opting for the insurance policy. The nominee will act as the primary recipient of all credentials, rights, and benefits in case of the customer's inability to manage their account due to unforeseen circumstances.

. Updating Nominee Information:

The customer may update the nominee's details at any time by notifying SPRAJ Customer Care via email at sprajcustomercare@gmail.com. Verification may be required to process the update.

3. Transfer of Credentials

In the event of a claim, all credentials, rights, and entitlements under the SPRAJ Insurance policy will be transferred to the designated nominee. This includes:

• Insurance benefits.

• Refunds or reimbursements, if applicable.

• Any other entitlements under the policy.

a. Conditions for Transfer:

• The claim must meet all eligibility criteria.

• Supporting documents, including proof of the customer’s inability to manage their account, must be provided.

• SPRAJ reserves the right to verify the authenticity of the documents before processing the transfer.

4. Exclusions

SPRAJ Insurance does not cover claims arising from:

• Fraudulent activities.

• Breach of terms and conditions of the policy.

• Misrepresentation or submission of false information.

5. Dispute Resolution

In case of any disputes regarding the transfer of credentials or benefits, customers or their nominees must notify SPRAJ in writing at sprajcustomercare@gmail.com. SPRAJ will aim to resolve disputes amicably within 30 business days.

6. Acceptance of Terms

By opting for SPRAJ Insurance, customers agree to the terms outlined in this document. It is the customer’s responsibility to ensure compliance with all stated conditions.

For any queries or support, please contact us at: SPRAJ Customer Care Email: sprajcustomercare@gmail.com